How You Can Help Us Maintain the
Patronage Refund Program

Maximum use of available financial services promotes the success of your cooperative

Our goal at Farm Credit Services Southwest is to be profitable enough to generate needed capital to run our business and provide patronage refunds every year.

To accomplish this goal, the board, management and staff of Farm Credit Services Southwest work to maintain high financial and credit quality standards and to generate sufficient capital to support our loan volume. We also closely monitor budgets so we can run our business as efficiently as possible.

As a member of this association, you can help us maintain the patronage refund program by doing your part, too. For example, referring your family and friends to FCSSW for loans will help us to continue to grow our business. High loan volume helps contribute to the organization's profitability.

Another important way you can help is by taking advantage of our complete package of financial services. By utilizing these services, you're making an investment in your own cooperative. That's because all of our financial services focus exclusively on managing the financial responsibilities of agricultural businesses similar to yours. FCSSW for financial services .

Click here to send a referral to FCSSW.

"Other ways you can help keep the patronage momentum going ...”

FCSSW for financial service

Let's look at what our financial services can do for your business:

• Family business planning: This program helps you lay out the future for your ag business. Serving as a neutral third party, we organize and guide this process effectively for you and your family.
  
  
• Individual planning: We can help you plan for major life events, such as retirement, college education, long-term care for aging parents, major future purchases or any event that requires substantial funds.
  
  
• Crop insurance: Adequate risk management is a key factor in a business's survival. That's why we offer a competitively priced crop insurance program, which helps you stay in business even through down cycles.
  
  
• Life insurance: This product can help you continue your business beyond your life span under second-generation management and help family members avoid debt burden.
  
  
• Equipment and vehicle leasing: Our equipment leasing program is designed specifically for agriculture. Our vehicle leasing program offers fleet buying power that delivers transportation at prices way below dealer invoice.
  
  
• Appraisals: Farm Credit agricultural appraisal specialists can give you estimates that you need for buying and selling transactions, estate settlements and general business planning. Talk to your loan officer about how these programs can contribute to your bottom line.
  

This message appeared in a recent issue of The BottomLine, the Farm Credit Services Southwest customer newsletter. Click here if you would like us to add your name to our mailing list.

     Board
     Financial reports
     Leadership Team
     Maintain Patronage
     Patronage Refund
     President's Message
        March 2007
        March 2006
        January 2006       
        March 2005    
        March 2004
        March 2003
        June 2000
        December 1999

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