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Why Do Business with FCS Southwest?
Dedicated
to agriculture in good times and bad.
Farm Credit Services Southwest is part of the national Farm Credit System,
the number one lender to U.S. agriculture and Rural America since 1916.
For more than 90 years, we have been a reliable source of credit to farmers
in good times and bad.
Ag-business expertise.
Your FCS Southwest loan officer is a professional who knows the ins and
outs of agricultural businesses, and makes a point to thoroughly understand
your business and its financial needs.
Local decisions.
Nearly all loan decisions are made right in your local office, not in some
distant office in Boston, Boise or Buffalo.
On-farm service.
Farm Credit Services Southwest loan officers and agribusiness financial
service experts come right to your place of business, walk your property
and observe your operation, just to learn more about your business and to
provide the best possible service.
Money at a fair price.
As a borrower-owned cooperative, we are committed to providing the best
value in the marketplace. Our rates are very competitive, and we structure
our terms to match your cash flow. In fact, we invite you to compare our
rates with those of other commercial lenders.
One-stop shopping.
We
offer other services tailored to the needs of people in agriculture:
farm business planning, individual financial planning, equipment and vehicle
leases, appraisals, retirement planning, multi-peril crop insurance, credit
life insurance and so much more!
Ownership has its privileges.
Unlike commercial banks, we are owned by our borrowers. That's one of
your best assurances that competitively priced credit will be available
to farmers and ranchers in good times and bad. Membership also give borrowers
the right to vote in elections and have a say in the policies and direction
of the organization. In addition, our members are also our stockholders
who can share in the earnings of the organization at large. That's why
we are working diligently to position your association with improved earnings
in order to achieve our long-term goal of paying patronage (a share of
our earnings) as soon as possible.

Our
goal is simply to be the best deal in town
for rates and service.


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