Why Do Business with FCS Southwest?

Dedicated to agriculture in good times and bad.
Farm Credit Services Southwest is part of the national Farm Credit System, the number one lender to U.S. agriculture and Rural America since 1916. For more than 90 years, we have been a reliable source of credit to farmers — in good times and bad.

Ag-business expertise.
Your FCS Southwest loan officer is a professional who knows the ins and outs of agricultural businesses, and makes a point to thoroughly understand your business and its financial needs.

Local decisions.
Nearly all loan decisions are made right in your local office, not in some distant office in Boston, Boise or Buffalo.

On-farm service.
Farm Credit Services Southwest loan officers and agribusiness financial service experts come right to your place of business, walk your property and observe your operation, just to learn more about your business and to provide the best possible service.

Money at a fair price.
As a borrower-owned cooperative, we are committed to providing the best value in the marketplace. Our rates are very competitive, and we structure our terms to match your cash flow. In fact, we invite you to compare our rates with those of other commercial lenders.

One-stop shopping.
We offer other services tailored to the needs of people in agriculture: farm business planning, individual financial planning, equipment and vehicle leases, appraisals, retirement planning, multi-peril crop insurance, credit life insurance and so much more!

Ownership has its privileges.
Unlike commercial banks, we are owned by our borrowers. That's one of your best assurances that competitively priced credit will be available to farmers and ranchers in good times and bad. Membership also give borrowers the right to vote in elections and have a say in the policies and direction of the organization. In addition, our members are also our stockholders who can share in the earnings of the organization at large. That's why we are working diligently to position your association with improved earnings in order to achieve our long-term goal of paying patronage (a share of our earnings) as soon as possible.

 

Our goal is simply to be the best deal in town —
for rates and service.




   















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