The following products can help you manage the financial risks you face every day in your business:

Fixed interest rates.
When you fix your interest rate for a specific period, you'll find that financial planning is easier. For convenience, you may convert to another fixed rate or to a variable rate when the specified period is over.

Credit life insurance.
A credit life insurance policy protects dependents (or loan cosigners) from the financial burden of outstanding debt. Credit life insurance pays off the policy owner's insured loans immediately. It provides peace of mind by protecting your estate and your survivors' credit ratings by preventing loan default.

Crop insurance.
A little peace of mind goes a long way these days, especially when it's easy and affordable to obtain.

We offer three types of crop insurance: Multi-Peril Crop Insurance (MPCI), Crop Hail Insurance and Grain Fire.

They can help you take some of the risk and worry out of the whims of nature. We call them "weather management" insurance, because they can protect your financial well-being from nearly all natural disasters.

MPCI insures your crops against loss due to:

Crop Hail insures crops against loss due to:

• hail

You can purchase insurance any time before harvest, allowing you to determine the quality of your crop before insuring it.

• We're more than agricultural loans!