Farm Credit Services Southwest: Notebook: Financial Tips



	Are you getting all you can from your loan officer? Your loan officer contributes a fresh viewpoint and can often help you step back from the trees and look at the entire forest. In addition to servicing your loan, your FCS Southwest loan officer can provide dependable advice regarding: a financial analysis of your business debt management cash flow challenges benchmark comparisons vs. similar farms business expansion loan vs. lease decisions tax planning Should I do any "homework" before calling my loan officer? Absolutely. If you encounter a business problem, check your cash flow, charts of accounts, balance sheets and business plan before you pick up the telephone. When you talk with your loan officer, have these materials available for reference. Then, ask your loan officer what he or she thinks — and be willing to listen. Remember, you make your business decisions. Your loan officer simply provides options and offers an outside viewpoint. Contact us at info@fcssw.com for more information today! Who needs a consultant? A closer look at an income statement and balance sheet Are you getting all you can from your loan officer?			Tax and Business Alert Newsletter Credit Loan or lease? Equity Line of Credit Management Have you checked your title lately? Real "growth" for ag operations Phishing 9 Business Succession... SIMPLE-IRA A closer look Investment Tips Loan officer Building a business plan Business mgt. advice Who needs a consultant? Estate Planning Estate plan essential Do you need a will? Estate planning tips Is Estate Planning Worthwhile? Knowing your net worth... Appraisal Who needs an appraisal? Tax Records: What to keep... Year-end tax tips Alternative Minimum Tax Education tax credits Ask Ken Buy-Sell Agreement - Q and A Savings Plans Estate Planning - Q and A Newsletter The BottomLine
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