Farm Credit Services Southwest offers real "growth" for ag operations

Loans, leases just part of a very big picture

Anyone who has anything to do with agriculture in the southwestern United States knows about Farm Credit.

After all, when you’re in the “growing” business — from cattle to cotton — you generally look to a lender with expertise in agricultural finance. And Farm Credit Services Southwest is Number One in that regard.

But what about other aspects of your business?

Have you considered Farm Credit as your lender of choice for your next equipment purchase? Renovations to your operation? Or the acquisition of a few dozen acres?

If you haven’t, you might think about it, because selecting Farm Credit is probably the most common-sense choice you can make when it comes to obtaining credit and other financial services for your business.

Full range of services

In addition to providing loans and lines of credit, Farm Credit can also help boost your bottom line with a full range of services, including:

Financial planning. We can help you plan for life events, such as retirement, children’s education, long-term care, major future purchases and any other event that you need to have accumulated funds to handle.

Family business planning. Family business owners face a new set of challenges as we approach the end of active, successful careers. At Farm Credit, we can help you find answers to your questions. For example, who will own your business after you retire? Who will manage it in the future? How will it be managed?

Leases. Very often, it makes sound financial sense to lease equipment, machinery or vehicles instead of securing a loan. At Farm Credit, we’ll tell you when and why … and we’ll make the whole process easy for you.

Appraisals. Our experienced appraisal staff specializes in agricultural assets and provides accurate and up-to-date evaluations of real estate, personal property, equipment, etc.

Insurance. Adequate risk management is often a key factor to business survival. That’s why we offer insurance for ag businesses: Multi-peril crop insurance for protection against damage to your crops from drought, wind, insects, etc.; and life insurance to ensure fulfillment of your financial obligations, provide support for surviving family members or manage estate tax.

On-site support

“We are a full-service lender and business support organization for any agricultural or ag-related business, large or small, full-time or part-time,” said Don Walker, regional senior vice president in FCSSW’s Tempe [Ariz.] office. “Plus, I think we are just about the only commercial lender whose loan officers spend as much time on-site at their customer’s businesses. We have some very dedicated people out there.”

Team approach

What also makes Farm Credit special is we use a team approach. As Don adds, “Instead of just getting a loan officer, you always get a versatile team of agricultural business specialists who can help you with just about any business challenge. In this way, we bring a lot more value to the table than the average commercial lender.” To find out more about how we can help your business, talk to your loan officer.

Contact us at info@fcssw.com for advice on which option makes most sense for you.

Equal Housing Lender - Equal Credit Opportunity Lender - Equal Opportunity Employer.

© 2000-2006 Farm Credit Services Southwest, ACA, PCA, and FLCA. All rights reserved.