Equipment Financing & Leasing





Farm Credit Services Southwest has partnered with AgDirect to offer an equipment financing and leasing program exclusively through equipment dealers.  As a member of the National Farm Credit System, AgDirect is known for its competitive rates and fast decisions allowing you to finance, lease, or refinance the equipment you want - right at the dealership - without having to make added calls or trips.


AgDirect offers the expertise you want and the flexibility you need:

- Purchase, lease or refinance
- Variable or fixed rates
- Delayed payments - up to one year*
- Up to a 10-year term on center pivots*
- Financing terms from 2-7 years*
- Financing starting at $10,000
- Easy application
Quick credit decisions
   *subject to approval

When you're in the market to buy, lease or refinance equipment, be sure to contact your local Farm Credit branch, ask your equipment dealer for AgDirect financing, or contact Gary Olson at 530.671.1420 or by email.

Click here to see current rates.





Conserve Capital.  Improve Cash Flow.
Maximize Tax Advantages.

Leasing from Farm Credit Services Southwest could be one of your most powerful financial tools.  It is an excellent alternative to buying virtually any type of new or used agricultural equipment.  With a lease, you can:

- Conserve capital because generally there is little or no down payment.  The payments are usually lower and it can keep your existing lines of credit open for other purposes.

- Improve your cash flow with fixed payments and purchase options at the end of the lease.  Additionally, new equipment reduces maintenance costs.

- Maximize tax advantages–depreciation schedules are no longer needed because lease payments are deducted as a business expense and are generally 100% tax deductible.

- Finance a larger portion of the purchase price.


Lease types:

- New and used equipment
- Farm buildings
- Irrigation systems
- Fleet purchase advantages

Farm Credit Services Southwest offers leases that fit your specific needs with competitive rates, flexible repayment terms, and quick credit decisions.  When it’s time to replace your equipment or expand your business, give us a call.  We welcome the opportunity to talk about the leases we offer, their advantages, and what works best for you.

Contact Cherri Shewey, our Leasing Specialist, by email or at 559.366.1531.  You may also call one of our branch offices to speak with a loan officer.